Tue. Dec 3rd, 2024

FSA limits – Health, dependent care caps for 2024

December 6, 2023

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The Internal Revenue Service has announced that federal employees may contribute up to a maximum of $3,200 in health care or limited expense health care flexible spending accounts (FSAs) in 2024.

This is an increase of $150 from 2023.

The maximum annual contribution for a dependent care FSA — usually used for child or elder care — is $5,000 per household, or $2,500 if married and filing separately. This is unchanged from 2023.

The minimum annual election for each FSA is $100.

Employees may carry over a maximum of $640 of unused funds into 2025 if they reenroll in the accounts.

FSAs allow employees to set aside money — before state, federal, Social Security or Medicare taxes are deducted from their paycheck — to cover eligible medical, pharmacy, dental and vision expenses.

To enroll in an FSA or make changes, employees should visit www.fsafeds.com or call FSAFEDS at 877-372-3337 (TTY: 866-353-8058).

Employees can learn more about FSAs on LiteBlue.

Open season, the annual period when USPS employees can make changes to their benefits, ends Dec. 11.

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