Every $1 you invest in the TSP can grow to $10 in 35 years—without you needing to do anything else. Thanks to compound interest, $1 can grow to $10 after 35 years completely on its own.* In other words, what you put into your TSP account can become ten times more by the time you’re ready to take it out.
And yes, every $1 your agency or service contributes to your account can grow to $10 in 35 years too.* If you’re eligible for matching, when you contribute 5% of your pay, your agency or service contributes a total of 5% too—essentially doubling your savings. So, for example, $1 could grow to $20—twenty times what you put in!
Wondering how it works? When the investments in your TSP account generate earnings, those earnings can generate earnings as well. That’s called “compounding,” and it’s extremely powerful over time. The more savings you have, the more potential you have for growth.
Grow with us. Time is your greatest ally when investing, and the sooner you invest, the more your money can earn for you.