The IRS recently announced an increase in Health Savings Account contribution limits for 2026.
Individuals enrolled in a High-Deductible Health Plan with self-only coverage will be able to contribute up to $4,400 next year—$100 more than the 2025 limit. Those with self plus one or self and family coverage can contribute up to $8,750 in 2026, a $200 increase.
HDHPs paired with an HSA are often among the lowest-cost options in the FEHB program, offering a valuable way to save for both current and future healthcare expenses.
