Postal Service employees can set aside more money for flexible spending accounts, health savings accounts and commuter benefits in 2026.
Flexible spending accounts, or FSAs, allow employees to set aside money on a pretax basis to pay for health care and dependent care expenses. The 2026 maximum for a health care FSA is $3,400. For a dependent care FSA, the maximum is $7,500 for single filers and those who are married and file jointly, and $3,750 for those who are married and file separately.
A health spending account, or HSA, is a savings account for employees covered by a high-deductible health plan to pay for qualified medical expenses. The maximum contribution limits for 2026 are $4,400 for self-only coverage and $8,750 for family coverage.
The transit and parking maximums will increase to $340 each for 2026. Employees can enroll in the USPS Commuter Benefits Program at any time. The cutoff for making changes or allocating funds is the 27th of the month two months before an allocation will begin. For example, Jan. 27 is the cutoff for allocating funds for the March benefit month.
The MyHR website has more information on these benefits. Employees with questions should email the USPS Benefits and Wellness team.
