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The Postal Service Health Benefits program, prescription coverage and Open Season 2025

OPM released its annual call letter to insurance carriers earlier this month where they outlined their areas of focus for plan year 2025. Most of the initiatives center on Medicare coordination with FEHB coverage, in particular how federal annuitants will receive prescription drug coverage.

Next year will also be the first for PSHB, the new health-benefits program replacing FEHB coverage for USPS employees and retirees. The call letter provides our first look at how certain PSHB benefits will be structured.

We’ll walk you through OPM’s areas of focus and provide some advice to help you prepare for Open Season 2025 this fall.

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