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2025 contribution limits — The Internal Revenue Code places specific limits on the amount that you can contribute to employer-sponsored plans like the TSP each year. See how the contribution limits have changed.
New in 2025: higher catch-up limit for ages 60, 61, 62, and 63
Beginning January 1, 2025, participants age 60, 61, 62, and 63 who are eligible for catch-up contributions will have a higher catch-up limit than the regular catch-up limit. In the years participants turn 64 and older, the catch-up limit will be the lower, regular catch-up limit amount.
This change is part of the Setting Every Community Up for Retirement Enhancement Act of 2022 (SECURE 2.0).