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Postal Benefits

Health Insurance

The Postal Service participates in the Postal Service Health Benefits (PSHB) Program, which provides excellent coverage and flexibility with most of the cost paid by the Postal Service

Dental and Vision Insurance

Employees are eligible to participate in the Federal Employees Dental and Vision Insurance Program (FEDVIP). While employees pay the full cost, this group insurance offers excellent coverage at rates made even more affordable because premium contributions are not subject to taxes

Flexible Spending Accounts

Career employees may participate in the Flexible Spending Accounts (FSA) Program after one year of service. Tax-free FSA contributions can be used to cover most out-of-pocket health care and dependent care (daycare expenses)

Retirement

The Postal Service participates in the federal retirement program, which provides a defined benefit (pension), as well as disability coverage. Eligibility is determined by your age and number of years of creditable service

Thrift Savings Plan

Career postal employees may contribute to the Thrift Savings Plan (TSP), which is similar to 401(k) retirement savings plans offered by private sector employers. Employees contribute to TSP on a tax-deferred basis and may receive automatic and matching contributions (up to 5 percent of pay) from the Postal Service

Life Insurance

The Postal Service offers coverage through the Federal Employees’ Group Life Insurance (FEGLI) Program. The cost of Basic coverage is fully paid by the Postal Service, with the option to purchase additional coverage through payroll deductions

Employee Deals

USPS employees have access to a variety of discounts, including those on car rentals, travel, insurance, and education. Some specific discounts include those with Hertz, Booking.com, Expedia, Enterprise, and Hotels.com. They can also find discounts on insurance through MetLife Auto & Home and VPI Pet Insurance. Additionally, USPS has partnerships with universities for employee education discounts

Leave

The Postal Service offers generous annual (vacation) and sick leave – 13 days of annual leave per year for the first 3 years, increasing to 20 days per year after 3 years of service, and to 26 days per year after 15 years of service

Holidays

The U.S. Postal Service (USPS) observes 11 federal holidays where retail locations are closed and there is no regular mail delivery. These holidays are: New Year's Day, Martin Luther King, Jr. Day, Presidents' Day, Memorial Day, Juneteenth National Independence Day, Independence Day, Labor Day, Indigenous Peoples' Day, Veterans Day, Thanksgiving Day, and Christmas Day

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